Information provided on this website is general in nature and does not constitute financial advice.

Sandy Yong and The Money Master will endeavour to update the website on a regular basis. However, information can change without notice and Sandy Yong and The Money Master do not guarantee the accuracy of information on the website, including information provided by third parties, at any particular time.

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Every effort has been made to ensure that the information provided is accurate. You must not rely on this information to make a financial or investment decision. Before making any decision, we recommend you consult a financial planner to take into account your particular investment objectives, financial situation and individual needs.

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Sandy Yong and The Money Master do not give any warranty as to the accuracy, reliability or completeness of information which is contained in this website. Except insofar as any liability under statute cannot be excluded, Sandy Yong and The Money Master (including their employees) do not accept any liability for any error or omission on this web site or for any resulting loss or damage suffered by the recipient or any other person.

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Unless otherwise specified, copyright of information provided on this website is owned by Sandy Yong and The Money Master. You may not alter or modify this information in any way, including the removal of this copyright notice.

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Sandy Yong and The Money Master is presented as an educational resource and should not be construed as individualized investment advice, nor as a recommendation to buy or sell specific securities. The funds and portfolios discussed on the site are examples only and may not be appropriate for your individual circumstances.

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The Money Master indexing and ETF strategy will result in losses during any period of decline in the broad stock and bond markets. All investments carry the risk of loss. It is the responsibility of individuals to do their own due diligence before investing in any index fund or ETF mentioned on this site, The Money Master book, or in other forums.

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SandyYong.com serves as a useful resource to help educate others about the core principles of personal finance, stock market investing, real estate investing and entrepreneurship. However, the content on this website should not be considered professional advice and therefore Sandy Yong is not liable by users in any way. Sandy Yong is not a certified financial planner or advisor. All the content on this website is based on the experiences, education and personal opinion of Sandy Yong.